Money Tracker

What this bot does

• Log expenses from plain-language chat messages.
• Track category budgets and trigger 80/100/120% alerts.
• Generate weekly spending summaries and monthly P&L.
• Track invoices and outstanding payments (optional).
• Calculate runway from savings and burn rate.
• Maintain accurate currency/category/date handling.

Skills included

What's included

Installer workspace structure generated during setup.

workspace/
|- SOUL.md
|- HEARTBEAT.md
|- IDENTITY.md
|- USER.md
|- STATE-OF-PLAY.md
|- TASKS.md
|- TOOLS.md
|- memory/
|  |- hot/
|  |- warm/
|  '- index.md
|- COLD-MEMORY/
|- skills/
|- prompts/
|- reports/
'- logs/

memory/
|- ledger.md
|- budget.md
|- invoices.md
'- financial-trends.md

Setup questions

The installer asks these onboarding questions before it creates your personalized files.

1. What's your name?
2. What should I call you?
3. What would you like to call your bot? (e.g. 'Ledger', 'Penny', 'Cash')
4. What's your business or side hustle?
5. What currency do you use?
6. What are your main expense categories? Pick all that apply or add your own:
7. Do you have a monthly budget?
8. Do you invoice clients?
9. What's your timezone?
10. When should your bot send financial summaries? Pick one:
11. How do you prefer information delivered? Pick one:
12. Any accessibility needs I should know about?
13. Any constraints?
14. How autonomous should your bot be?